Invest on your terms and choose the tenor that fits your financial needs. Available tenors are 90 days, 120 days, 180 days, and 365 days, 5 years & 10 years. The Macati Luis Adriano Treasury Note offers you much more than you will get on your regular savings account and the government T-Bills. Our interest rates are highly competitive and mouthwatering. Do you need quick cash even as you invest? You have the option of requesting your interest upfront.